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Commercial Mortgages

How can you get a totally hassle free commercial mortgage when the high street banks are not interested?

Sterling Capital Reserve Ltd are approved packagers to a number of aggressive non status commercial mortgage lenders. This enables us to offer a tailor made commercial mortgage solution for almost any commercial mortgage requirement.

Sterling Capital Reserve Ltd is one of the leading commercial finance brokerages in the Midlands, arranging finance for clients throughout the UK. Because we are independent, we can ensure the most appropriate funder is sourced for every commercial finance requirement, whatever the financial status of the applicant.

We regularly arrange commercial finance for clients of accountants, solicitors, financial advisers, and management consultants - we have hundreds of introducers across the UK. We regularly work with the high street banks in order to source a complementary funding package with more specialist lenders. Thereby removing any friction and business risk between client and bank.

Benefits, Rates and Important Information

  • Up to 85% LTV (100% with additional security)
  • Rates from 2.0% over LIBOR
  • 3 year interest only period now available
  • Terms from 10 - 30 years
  • Advances from 50k to £2m
  • Decision in principle in 24 hours
  • No need for audited accounts
  • Borrowing can be for any purpose
  • No interviews with bank managers
  • Adverse credit accepted, CCJ's are not a deal breaker
  • Loss making companies accepted

Property that can be financed:

Almost any property can be financed - call us on 0115 9849800 - e.g.

  • Industrial units, warehouses & offices
  • Hotels, guest houses, restaurants & pubs
  • retail premises, offices & farms

When these mortgages are usually used:

Whenever the high street bank does not want to lend, which is usually due to:

  • Poor profitability
  • Weak balance sheet
  • No evidence of serviceability
  • Applicant has no sector experience
  • New start businesses without a proven track record
  • Bank wants to manage away the client

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